Fast cash payday loans are simple and convenient with overnight
payday loan. If you’re in a bind, our payday loans will get you the
cash you need before your next paycheck arrives. Fill out our online form below
to apply for our payday loans, and we will review your application and get back
to you within 24 hours. Instant
cash advances is your source for fast cash from payday loans. Existing members
can log in easily, or you can apply for quick cash at our new member application
page, and get more details about our exciting payday loans.
Cash Advance Glossary:
Approved: Being approved, in terms of payday loans, means
that you have met the criteria issued by the lender in order to obtain the loan.
Apply: This is the process of providing the requested information
to the lender. For example, your bank statement, social security number, account
number, etc.
Bank Statement: This is a document outlining the activity of
your checking account normally issued by your bank.
Borrower: Commonly referred to as applicant, the borrower is
the potential client or customer intending to obtain the loan.
Borrower's Integrity: This is an undisclosed rating of the
applicant, normally ruined when the applicant applies to too many lenders at
the same time or has a bad reputation with another payday loan lender.
Cash Advance: Same as a payday loan, this is a provision of
cash borrowed against the applicant's forthcoming paycheck
Checking Account: The applicant's account with a banking institution.
Lenders normally require the direct deposit feature on this account to be able
to wire the funds directly into the account.
Credit Check: This is the process of reviewing information
on the applicant's capability to abide to their financial responsibilities.
Most payday loan lenders do not require this.
Direct Deposit: A common term used to refer to the process
of transferring funds (making a deposit) into your account electronically.
Fax (Facsimile): This is an electronic device that allows a
user to issue a recipient a copy of a document as it appears via a specialized
phone line.
Fees: Payday loan lenders normally charge a fee against the
amount borrowed—the higher the amount the higher the fee. It's considerably
low compared to APR charges from credit card companies.
Payday Loan: Like a cash advance, this is a loan taken out
based on an expected paycheck that will cover the loan amount and the fees acquired
with it.
Paycheck: The applicant's weekly, bi-weekly, or monthly income
that they obtain from their employers.
Wire Transfer: The computerized process by which money or funds are moved from
one account to another electronically. This is a very quick way of channeling
money into an account.
