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Payday Loan Requirements

 At National Payday Loans, we want to make it as easy as possible to apply for a payday loan. This means that even if you have credit problems, many online payday loan lenders can approve your application even though you may have bad credit, poor credit or even no credit at all.

The requirements for getting fast cash with a payday loan are simple and short. Here are the typical payday loan requirements:

  • Current employment or Recurring income on a regular basis;
  • Minimum monthly income of $1,200;
  • Hold a current and active Checking Account; and
  • Be a U.S. Citizen of at least 18 years of age.
There is NO collateral for the loan. The key requirement that will get you a payday cash advance is your employment or a source of recurring income to pay off the amount borrowed.

There may be variations on payday loan requirements among different states. Select your state below and see if you meet the payday loan requirements for the payday loan provider in your state!
Qualify for a Payday Loan of Up to $1500!




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NOTE: We are not a payday loan provider. We are the connection between people seeking payday loans and online loan providers who can lend up to $1500* in cash advance and payday loans to first-time borrowers. We believe in connecting our customers with the best lenders online and features only secure, reliable providers of payday loans.

*We will match you with the best payday loan and cash advance lender in your state based on your application. Not all lenders can provide up to $1500.

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